Don't let one scam kill your business
Verify before you pay. Prove you can be trusted.
Codec8 helps Kenyan SMEs verify M-Pesa paybills, catch supplier fraud, and prove readiness to insurers and partners — starting with a free Business Trust Score.
"A supplier sent us a new paybill for school supplies. Codec8 showed it wasn't registered. We called them directly and found out they'd been hacked. That one check saved us KSh 340,000."
— Representative customer story
Supplier bank details changed before invoice. Verify directly with them before paying.
+12 pts
this month
7 Pillars
0-100Top gaps to fix
- No recovery plan tested in 12+ months
- Business identity not verified with KRA
- Missing MFA on primary email accounts
Recommended next step: Start with Protect Basic — covers Staff, Recovery & Account gaps
Get Your Real ScoreProof in Numbers
The Trust Gap
The rails changed. Trust didn't.
WhatsApp requests. M-Pesa payments. Invoices from unknown numbers. Your business runs on these rails — but none of them carry a trust layer. Anyone can fake an invoice. Anyone can spoof a number. Codec8 is the missing trust layer.
Business Trust Score
The Business Trust Score
for mobile-first businesses.
Seven pillars. One score. A clear path from where you are to where you need to be.
Identity Trust
Is your business identity verified and consistent across all platforms?
Payment Trust
Are your payment accounts and workflows protected against fraud?
Account Trust
Are your email, banking and admin accounts secured with MFA and good hygiene?
Data Trust
Is your customer and staff data handled and stored responsibly?
Recovery Trust
Can your business recover from a breach or ransomware event?
Staff Trust
Do your staff recognise scams and follow safe practices?
Proof Trust
Can you prove your controls to insurers, partners or auditors?
7 Pillars
0-100Top gaps to fix
- No recovery plan tested in 12+ months
- Business identity not verified with KRA
- Missing MFA on primary email accounts
Recommended next step: Start with Protect Basic — covers Staff, Recovery & Account gaps
Get Your Real ScoreDemo score — run the free check to see yours.
Free Cyber Insurance Readiness Check
Start with a free
Cyber Insurance Readiness Check.
18 questions. 3 minutes. You get 6 things back — for free.
Business Trust Score
0–100 across all 7 trust pillars.
Readiness Level
Not Ready · Partially · Nearly · Ready to Prove.
Top Gaps
Your 5 highest-priority trust gaps, ranked.
30-Day Fix Plan
Specific actions, prioritised, in plain language.
Recommended Plan
Protect tier matched to your exact risk profile.
Downloadable Report
PDF you can share with insurers or partners.
No signup · No credit card · PDF report included
Aligned to
Products & Plans
One platform.
More depth as you grow.
Start with a free Readiness Check. Pay per check when you need one. Or buy a Protection Pass — weekly or prepaid, no auto-renew required.
Verify
Know who you pay
Single Check
KSh 500
One request, invoice, or link verified.
10 Checks
KSh 3,000
Bundle for active payment teams.
25 Checks
KSh 6,000
High-volume month of verifications.
Human Review from KSh 1,000 · Urgent Review from KSh 10,000. See all Verify →
Protect
Protect how you work
Protect Basic
Accounts, staff alerts, score. Or buy a 1/3/12-mo Pass.
Protect Plus
Everything in Basic + supplier-change checks + 5 Verify/mo.
Protect Pro
Full coverage + fraud corpus + 15 Verify/mo. No auto-renew required.
Protect Desk
Managed monthly for SMEs with staff.
Growth KSh 75,000/mo · Command from KSh 200,000/mo. See all Protect →
Prove
Prove who you are
Trust Page
Your public-facing trust record.
Readiness Certificate
Evidence of your trust posture.
Insurance Pack
Full dossier for insurer discussions.
Compliance Pack from KSh 50,000 · Sector Pack from KSh 150,000. Start with a free check to see your path →
Sector Solutions
Built for your business type.
Schools, clinics, churches, professional firms, NGOs, SACCOs, and online sellers — see your real risk profile and the recommended path.
Schools
Protect student records, fee payments, and staff accounts.
Clinics
Secure patient data and verify supplier invoices.
Churches
Safeguard donations and member information.
Firms
Client confidentiality and firm reputation protection.
NGOs
Donor trust and grant disbursement verification.
SACCOs
Member fund safety and transaction verification.
Sellers
Payment fraud prevention and supplier checks.
Schools
Protect student data and fee payments
Common Risks
- Fee fraud via fake MPESA slip
- BEC targeting bursar email
- Data breach of student records
7 Pillars
0-100Top gaps to fix
- No encrypted backup of student records
- Fee payment links not verified
- Staff devices lack MDM policy
Recommended next step: Protect Basic — covers staff devices, account security, payment verification
Get Your Real ScoreAI-Era Fraud
AI made fraud scalable. Codec8 makes trust scalable.
Deepfake voices, synthetic invoices, compromised email — fraud keeps finding new forms. The answer is a trust layer that explains itself and puts humans in the loop.
| AI-Era Fraud | Codec8 Trust Layer |
|---|---|
Fake invoices via WhatsApp | Verify supplier account changes before paying |
Synthetic voice & text messages | Deterministic trust signals, not AI-gueswork |
Account takeover on email & mobile | Account trust monitoring and MFA guidance |
Black-box risk scores nobody understands | Explainable score: every point traces to a real check |
Proof, Not Panic
Trust, not fear. Proof, not guesswork.
We do not sell panic. We show you exactly where you stand and what to fix next — in plain language.
Explainable scoring
Every point traces to a named check. No black-box guesses.
Clear readiness signals
You see what is strong, what is exposed, and what improves your insurance conversation.
Local workflows
Built for M-Pesa, WhatsApp-first businesses operating in East Africa.
Human escalation
High-risk situations can be escalated to a human reviewer.
Rescue
When trust breaks, recover faster.
Hacked email. Fake invoice paid. Compromised staff device. Codec8 Rescue helps you verify ownership, contain damage, and recover — then harden for next time.
Start RescueStart free
Get your Business Trust Score.
Know where you stand. See your gaps. Start closing them today — free.
No signup required · Works on any phone